This Is Your Year  Reinvent Your Career

This Is Your Year Reinvent Your Career This Is Your Year Reinvent Your Career Have you ever thought that you might have picked the wrong career path? If so, youre not alone. Ask a friend how theyended up in their career. Theres a good chance they just happened to fall into it through a college internship or some network connections.You may have started your own career out in a similar way. But then you were on the path, you learned more, you got promoted, and you never looked back until now.Many people start to question their career paths because of life events. Perhaps you are getting a little older and would like to do something more meaningful with your time. Perhaps you need something that pays better because youre starting a family.Or maybe you just dont like your job, plain and simple.Whatever the reason behind it, the idea of a career reinvention can be daunting. Many say its virtually impossible to pull off or that career-changers have to start over from the very bottom of the corporate ladder. It is sometimes true that a career shift leads to a pay cut, but thats not a guarantee and neither is starting over from the bottom.Take the Reins You Control Your CareerThe first key to reinventing your career is to take the reins yourself. This isnt the time to fall into another career path or test something out. Rather, its time to identify possible alternative careers.Evaluate your transferable skills. What makes you great at your current job? Could you take those skills and qualities with you to another career? For example, if youre a good public speaker or know how to organize groups of people, unterstellung skills can help in all sorts of roles.Also think about the skills you have that may not be spelled out on your resume. For example, you may work at a nonprofit, but on the side, youve been investing in real estate. Make a list of the knowledge you have thats not outlined on your resume. Find ways to incorporate this information into your existing re sume. You might add a section for volunteering, consulting, skills, or leadership.Make a list of what youd like to learn to do in the future, and then figure out how to get there. Do you wish you knew more about computers? If so, look for classes you can take. Look for a nonprofit or small company where you might volunteer your services to learn on the job. Dont wait for your future boss to see something in you. Find it yourself and look for ways to nurture this new skill.A version of this article originally appeared in theMemphis Daily News.Angela Copeland is a career coach and CEO at her firm,Copeland Coaching.

Small Business Funding Resources For Your Business

Small geschftlicher umgang Funding Resources For Your geschftslebenSmall Business Funding Resources For Your BusinessSmall Business Funding Resources For Your BusinessAre you ready to bet on positive trends in your abverkauf and profits, and do some hiring to grow your business? Or would you simply like to finance a major sales campaign requiring extensive travel?If youre deciding how to finance your company, youll see that the small business leistungspunkt environment is still very challenging for both startups and established small businesses, even as funding challenges have started to thaw in the wake of the 2008-2009 financial crisis.The small-business lending trend is up, but from a very low level, says Ira Davidson, director of Pace Universitys Small Business Development Center (SBDC) in New York. SBDCs, an arm of the US Small Business Administration, help small business owners to arrange government-guaranteed financing with commercial banks, including SBA programsto finance sm all businesses.Increasing Loans to Small BusinessThe banks themselves assert that they are helping fuel the economic recovery by boosting small businesses access to credit. Some 85 percent of small-business owners say they have access to the financing that they need, says a March survey by Capital One Bank. Thats an increase of 15 percentage points from a year earlier. And SBA-backed loans by Cleveland-based KeyCorp were up 11 percent in the first quarter of 2011 compared to a year earlier, according to a Wall Street Journal report.Entrepreneurs are likely to be turned down by banks that believe the loan cant be fully secured, or that the business model doesnt offer a clear path to repayment. Simple deals go to bankers SBDCs get the tough deals, says Davidson. Were sophisticated in evaluating and fixing potential deals.Still wary of issuing bad loans after they made so many in the 2000s, banks are examining the fine print of business plans more closely than they have in a long time. Theres a trend away from black-box credit scoring, and a return to traditional financial measures balance sheets, profitability and so on, says Davidson. And borrowers now listen when you tell them, You have to clean up this submission before you even go to a bank. The Federal Reserve Bank of New York offers a crash courseon the credit process for small-business owners.Wine Entrepreneur Goes to Economic Development AgencyI used my own resourcefulness to find a bank, says Paul Common, a former Wall Street professional and the founder of Uncorked Wine Co., which he hopes will be granted a liquor license to open a Manhattan store in July 2011. I managed to secure a loan from the New York Business Development Corporation, and I put up the other 50 percent myself. The approval process took about four weeks after I submitted my financials and a very thorough business plan.Indeed, Commons approach appears to be typical of entrepreneurs and of owners of going concerns, many of whom must tu rn to local or state economic development agencies or the SBA to obtain loans.As a promoter of the labor economy, NYBDC liked that Im going to hire 2 or 3 employees, says Common. Approval of the liquor license a fishing expedition that comes with big legal bills is just one of about 18 preconditions for the closing of his six-figure loan. Common will make interest-only payments for the first six months of the loan period a welcome feature for a startup but must complete repayment in 7.5 years, which is the length of his lease on the store.Software Company Has Trouble Finding Money to GrowJanice Nicholson has been frustrated in her pursuit of credit as president and co-founder of i2i Systems, a 20-employee healthcare software firm in Santa Rosa, Calif.Even as her 11-year-old company has matured, Nicholson has found financing to be expensive and often elusive. None of our credit is based on the company, even though it has $3 million in sales and $1 million in steady recurring reve nue, says Nicholson. All banks want the loan to be guaranteed by my personal assets, even with business loans backed by the government.For countless entrepreneurs, the long decline in home prices, which continued into the first quarter of 2011, has reduced home equity that might serve as collateral for a business loan.Revolving credit for everyday operational expenses has become more costly since the financial crisis, Nicholson says. We give our trainers and salespeople credit cards for their travel expenses.Through the last few tumultuous years weve kept our credit cards, but the annual fees and interest rates have gone way up. Various online resources allow you shop and compare some of the better values in credit cards for business.This situation is pushing me to think that the only way I can move my company forward is to take on investors and give away a large portion of the company, or find a friend or family member to loan me the money, says Nicholson.Still, some are bullish on the credit environment for people with a dream that translates to a solid business plan. If theres a good idea for a startup, usually theres lending available, says Davidson.

Free Calculators to Determine Paycheck Tax Deductions

Free Calculators to Determine Paycheck Tax DeductionsFree Calculators to Determine Paycheck Tax DeductionsIf youve ever had a job before, you know that your gross pay is significantly more than your net pay, the number you deposit in your bank account. So, how can you figure out how much money youll take home when you get paid? What will you net after taxes and other deductions are taken out of your paycheck? A paycheck calculator lets you know how much money will be in every check that you receive from your employer, and they are available online for free. If that seems unnecessary, recall a scene from an early episode of the TV show Friends (The One With George Stephanopoulos), where Rachel receives her very first paycheck and is unpleasantly surprised to find out how much lower the amount is than her hourly salary. Whos FICA, and whys he getting all my money? she asks. FICA stands for the Federal Insurance Coverage Act Each paycheck will include a deduction for FICA, which goe s to cover the Social Security and Medicare programs. But thats bedrngnis all Typically, your check will also have deductions for local, state, and federal taxes. To avoid the surprise factor, and to know your take-home wages or salary even before the first check is received, use a paycheck calculator to figure out the exact amount. What is a Paycheck Calculator? A paycheck calculator lets you know what amount of money will be reserved for taxes, and what amount you will actually receive. Generally, paycheck calculators will show the take-home salary for salaried and hourly workers they can also help calculate the amount of overtime pay will be paid out directly in your check. To get the fruchtwein accurate estimate, look at your pay stub, paying attention to withholdings for federal, state, and local taxes, FICA deductions for Social Security and Medicare, and any other deductions for health insurance, retirement, and flex spending accounts. Why Use a Paycheck Calculator Us e one of the calculators listed below to estimate how much money will be in your pay. Paycheck calculators can also be helpful even before youve accepted a job offer, or when youre offered a raise. What may seem like a large salary or a reasonable hourly rate, may seem different when you use a paycheck calculator and see the amount that you receive. Paycheck calculators can also help determine if you are deducting the correct amount of money from your check for taxes. If you deduct too little, you will need to pay back the amount you underpaid throughout the year at tax time. Or, if you deduct too much, youll receive money back at tax time - while unexpected money is always nice, having the money throughout the year may be more beneficial. Learn how to fill out a W4 form before you begin a new job, so you can make sure the correct amount of money is deducted from each paycheck. There are paycheck calculators to help you determine how much your paycheck will be after deductions and to help you decide how much you should have deducted to cover taxes. Paycheck Calculators to Estimate your Pay Here are some calculators that will help you analyze your paycheck and determine your take-home salary. ADP Salary Payroll Calculator Add your state, federal, state, and voluntary deductions to determine your net pay. Neuvoo Salary and Tax Calculator Select your location and add a salary amount to find out how much federal and state taxes will be deducted from your paycheck. PaycheckCity.com Paycheck Calculator Here youll find free hourly and salary paycheck calculators. SmartAsset Paycheck Calculator Calculate your take home pay per paycheck for both salary and hourly jobs after taking into account federal, state, and local taxes. IRS Withholding Calculator Use the IRS Withholding calculator to ensure that you do not have too much or too little income tax withheld from their pay. Overtime Calculator Use this Overtime Calculator from the United States Department of Labo r to help you figure out if youre eligible for overtime pay and to calculate how much overtime you will receive for a sample pay period. Tax and Paycheck Calculators Free tax calculators and other tax tools are available to analyze your paycheck. Salary Calculators Interested to see how your salary offer compares? These salary calculators and surveys will help you find out salary information for your current job as well as positions youre interested in. Receiving Your Pay When you receive your paycheck depends on the timing of the companys payroll. Employees typically receive a paycheck either weekly or every other week. Receiving a paycheck monthly is less common. Compensation is typically paid via check or direct deposit directly into the employees checking account. When youre hired, you should be notified about payroll timing and options for getting paid. Starting a new job or leaving your current position sometime soon? You might not receive your check at the regularly expe cted time. Depending on the payroll cycle, company policy, and state law, your pay may lag. For example, when youre starting a new job, its not uncommon to receive your first paycheck a week or two after the usual time. And, when you leave a job, you may receive your check on the last day youve worked or on the last regular pay date for the pay period. There are no federal laws mandating exactly when the last check must be issued, although some states specify that you must be paid immediately. In any case, you must be paid for the time youve worked.

Social Media Job Titles

Social Media Job TitlesSocial Media Job TitlesA new field of human endeavor has been created thanks to social media. If you go to work in this new field, you will likely find yourself managing social media accounts across multiple platforms, planning publicity campaigns that will be marketed through social media platforms, or producing verbunden content that has an interactive component. Since social media is a new field, there are evolving standards, technical certifications, and licensing requirements. If youre new to this area, it might be difficult to find out what the job really consists of or what will be expected of you. You can begin your job hunt bylooking for keywordslike digital content, digital media, online content, online community, social marketing, engagement, interactive, and just online or social media in general. Whats In A Name? Although non-standard job titles can be confusing at first, creative titles do give you valuable information about a prospective empl oyer. A company hiring for positions called social media guru, interactive media czar, digital media ninja, content swami, or brand evangelist suggest the position is for someone with experience who likes to experiment creatively. The staff may be crafting an image in order to attract applicants who have a playful nature and a creative, or even iconic attitude. If you are put off by being called a maven or a rock star, you probably wont be a good fit for thatcompanys cultureor its mission. Because of the new, open-ended nature of the field, even traditional-sounding titles may elend tell you very much about the job itself. It may be difficult at first glance to know whether youll be coordinating other staff or if youll be the only social media employee. Thus, it is important to make sure you ask the employer about the job tasks and be sure you are comfortable with the response. Three Top Social Media Job Titles Director of Social Media.Director is a fairly high-level title, and if this is the job youre hired for, its likely that youll be responsiblefor strategy, and possibly managing other people. You will probably be in charge of posting to social media accounts on several platforms, according to a set schedule. You may or may not be responsible for creating those accounts and the posting schedule. You may be responsible for creating content or overbinnenseeing editors in creating a content calendar. You may also write for, or oversee, a blog. You might be responsible for creating your companys voice and social media personality. You will likely be expected to know more about social media than your supervisor does. Other likely titles for the same job include director or manager of social media marketing, director or manager of social media communication, director or manager of social media relations, or director or managerof social media strategy. Brand Manager.As a brand manager or brand ambassador, you might also be posting to a group of social media a ccounts (with or without a blog), but its more likely youll be directly involved in advertising. Rather than managing communications directly, your team might be more involved in the sales and marketing aspect of social media. The job titles of content manager or content strategist might also be used for this kind of position. Engagement Coordinator. If youre an engagement coordinator (or manager), you will not only be in charge of your companys social media messaging, youll also be responsible for guiding the online behavior of the public. You will be executing (and possibly creating) a marketing strategy that involves getting the public to respond to posts, share posts, or re-tweet your posts- with the hope of it going viral. You might also be called the directorof community, interactive media associate (or coordinator, or manager), or internet marketing manager. KPIs. In each of these jobs and generally any social media position you may have, you will typically be responsible for managing key performance indicators (KPIs). KPIs can vary greatly depending on the job and its goals. KPI management can involve dashboards, views, re-tweets, shares, sales goals, and more. In some jobs you may also have the responsibility for managing a KPI budget which can include paid options for social media marketing and analysis of the monetary benefits. Common Social Media Job Titles You May Encounter Each title below comes with different duties and responsibilities based on the company. You can look up the employer on LinkedIn to see if the job already exists or to get a sense of what it might involve in comparison to other current roles. BloggerBrand AmbassadorBrand ManagerCommunity ManagerContent ManagerContent StrategistDigital Communications ProfessionalDigital Content ManagerDigital Media ManagerDigital Media ProducerDigital Media SupervisorDirector of CommunityDirector, Communications PlanningDirector, Online CommunicationsDirector, Social Marketing and Brand Comm unicationsDirector, Social Media MarketingDirector of Social MediaDirector of Social Media CommunicationsDirector, Social Media RelationsDirector of Social Media Strategy Engagement CoordinatorEngagement ManagerInteractive Media AssociateInteractive Media CoordinatorInteractive Media ManagerInternet Marketing CoordinatorInternet Marketing ManagerManager of Digital and Social MediaManager, Social MediaMulti-Media Communications SpecialistOnline Content CoordinatorSocial Media Account ExecutiveSocial Media AnalystSocial Media AssistantSocial Media AssociateSocial Media CoordinatorSocial Media DesignerSocial Media EditorSocial Media ExecutiveSocial Media Marketing Coordinator Social Media ManagerSocial Media ProducerSocial Media SpecialistSocial Media Strategist

What Experts Are Not Saying About Student Resume Builder and What This Means For You

What Experts Are Not Saying About Student Resume Builder and What This Means For You For the next paragraph youre likely to want to speak about your school work. Look over the job history leides you. High school may be challenging time in the life span of a student because he or shes anticipated to bag a job after graduating. In a lot of ways, it is similar to starting school all over again New Ideas Into Student Resume Builder Never Before Revealed You may discover a sample cv for use in the industry world academic settings or one that lets you concentrate on your individual abilities and abilities. The mixture of our templates and your input is likely to make your resume fly to the peak of any pile. You can take advantage of this template for this intention. The template is given with a well crafted format and a few of the most important content details which could assist a person carve out a resume for themselves easily and in very little moment. Usually, you might opt to create References seen on request. You have to offer relevant, concise info. Additional details like your personal and professional references can be listed out in a distinct document. Do not lose out relevant details. To save a good deal of heartache later on, be certain that you use our resume builder to create a document that could be easily transferred to several job applications. It is nearly always essential within employment software, which is regarded crucial info and facts to make sure that a business to gauge whether an individual is going to be an ideal prospect to find an initial circular talk to. If you opt to include nurse resume objectives, remember that a more modern spin on a resume objective illustration is a mix of objective statement and resume profile summary. The objective is to show youre an ideal candidate for the position youre applying for. The Basics of Student Resume Builder HR will be quite so impressed with your resume they might even ask how you built it. You may sgeschiebemergel prove that youre excellent for the job. Practical demonstrations This job demands a lot of hands-on abilities and its the use of the nurse educator to help student practice till they perform the maneuvers almost instinctively. You are going to want your latest education on top. Various healthcare organizations provide thousands of nursing vacancies annually. There are an assortment of student and teacher resumes here to pick from. The moment you get a new experience, add it. Ensure the skills are related to the job that you desire. You may use the skills below. For an entry-level job at a financial institution, cash handling skills will be required. As an issue of fact, students who need to work while still in school would likewise be in a position to use these templates. You may mention your upcoming education plans too. Our students have become extraordinary. Although most students will merely join for the resume builder and co rds that include the induction. Characteristics of Student Resume Builder The Blank Resume Builder may also be structured in the way which best presents your abilities and experience. Find out how to advertise yourself in the very best way possible by making your Equipment Operator resume today using our Online Resume Builder Networking is a significant parte of getting into the true world after college. Along with Microsoft Office, be acquainted with the programs most frequently used in the business like Fishbowl Inventory or Sage X3. Master organizer A grocery store manager is responsible for the shift scheduling of the employees in such a manner that theres enough staff to handle the fluctuation volumes of consumers. Every section needs a slightly different strategy. While resume formats can change among industries and individuals, there are a few features that are constant. Download the internet Casino software today and you may play our totally free casino online, and be on your way to the fun and excitement of Vegas style internet casino gaming

The Definitive Handbook to How to Include Grant Writing in Resume

The Definitive Handbook to How to Include Grant Writing in Resume How to Include Grant Writing in Resume the Ultimate Convenience Grant writing is a specialized field that needs an interest in factual writing and a specific sum of passion for your favorite field. Attempt to have in the tradition of keeping tabs on things you may need for future grants. If you dont have a strong record of winning grants as the fruchtwein important grant writer, list the ones you have assisted in the writing and submission procedure. Finding a few things organized before you get started placing your thoughts on paper will go a very long way to back up your process. There are 5 characteristics to think about when choosing a grant writer. Write a summary statement of your grant writing expertise, and include the particular dollar value of a number of the larger grants your current or previous employers have received owing to your work. Some even do the job for free merely to familiarize themsel ves with the procedure and earn exposure in grant research and writing. Youll learn the fundamental elements of grant writing and the way to assemble a successful proposal. List only jobs or volunteer experience youve had that are related to the grant youre applying for. Hopefully, all of your hard work will lead you to find the grant thats proper for you To receive your start for a grant writer, you first have to identify and earn a list of possible client organizations in your region. If youre asking for an internship with an investment bank they are most likely not. In case the grant application is rejected, youve basically given your services at no cost. There are primarily two forms of grants. There are various types of techniques to receive federal grants. Attending a grant writing workshop can be among the best investments you can create into learning the full grant writing process. What You Dont Know About How to Include Grant Writing in Resume To learn more on what it requires to be a Grant Writer, take a look at our complete Grant Writer Job Description. Grant writers ought to be paid a reasonable rate based on the estimated hours it takes them to finish all the job. If youve worked as an independent grant writer, list yourself as a freelancer and include the dates that you are freelancing your expert services. Skilled grant writers are among the absolute most in-demand independent contractors today. Summary statements are among the most essential aspects on your resume and take the area of an objective statement. Resumes utilize standard language. The writer charging the costliest fee isnt necessarily the very best and the one charging the lowest fees arent necessarily the worse. After youve selected the best grant, its time to start your proposal. Even in the event the proposal you write really isnt the normal proposal, you will probably require a lot of the information that does make up the total proposal, but in an abbrevia ted form. As soon as your application is submitted youre liase closely with the appropriate staff to keep both parties current on the applications progress. The How to Include Grant Writing in Resume Game Keep in mind that when you get the grant, you and your coworkers might have to finish the objectives. Employers dont wish to see your work description, they wish to learn about the abilities and assets you utilized to attain real outcomes. Most employers wish to find a resume too. They require a minimum of two years of grant writing experience.